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Terms and conditions for VRL Content

Welcome to VRL Financial News. By accessing content provided by VRL, whether through our website at http://www.vrl-financial-news.com/ or via any of our other domains or sub-domains (together our “Site”), through our printed material, mobile services or RSS feeds (together known as “VRL Content”), you are agreeing to comply with and be bound by the following terms of use. If you do not agree to these terms, you should not use this Site or access any VRL content.

This agreement may be amended from time to time without specific notice to you. The latest agreement will be posted on our Site and you should review this agreement prior to using the Site.  Any changes to this agreement come into force 24 hours after posting. If you access Subscription Content, then we will notify you of any material change, usually by email. Please contact VRL Customer Services at customer.services@vrlfinancialnews.com if you have any questions.

VRL Financial News is provided by Financial News Publishing Ltd, registered in England and Wales no 6931627. Registered address: John Carpenter House, EC4Y 0AN, UK (“VRL”).

1.       Access

You are permitted to view and print single copies of items of VRL Content for your personal use, unless you have paid for a subscription licence, in which case you may be granted different access rights.

In addition you may do the following:

  • share links to articles online
  • provide the article headline and short description to individuals
  • use our RSS, Twitter and other social networking feeds

Where articles are linked to online, you must ensure that links do not:

  • imply any endorsement from VRL either for companies, or any products or services
  • link to sites that are unlawful, offensive or infringe copyright laws

If you wish to procure VRL Content for more than individual use, or you wish to reproduce or republish any VRL Content, online, in digital formats or in print, please contact Customer Services at customer.services@vrlfinancialnews.com who will be happy to discuss the options with you.

2.       Copyright

Unless otherwise stated, copyright or similar rights in all VRL Content, including graphical images, is owned by VRL.

VRL and associated website addresses are our service marks. Other products and company names mentioned may be registered trademarks of their respective owners.

3.       Restrictions on use

You cannot copy, forward, republish or reproduce content outside of the permitted uses in section 1 without the express permission of VRL. Contact Customer Services at customer.services@vrlfinancialnews.com for more information.

In addition, you cannot archive or store VRL Content for anyone other than yourself, or use VRL Content to develop, or as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media) that is offered for commercial distribution of any kind, including through sale, license, lease, rental, subscription, or any other commercial distribution.

Some content is available by subscription only and there are further terms which subscribers must agree to, including restrictions on the sharing of personal passwords. See section 6 for more information.

3.1 Social networking feeds

You may use RSS and Twitter feeds for your own personal use. You may also publish our RSS and Twitter feeds as long as they do not result in any financial gain. In this instance the feed should be attributed to VRL Financial News, and all headlines should link back to VRL’s Site. You may not link to the whole article on your website.

4.       Liability

VRL Content is based on factual information extracted from sources believed to be reliable. However, VRL does not accept responsibility and expressly disclaims liability for errors, omissions or mis-statements herein. Nothing in VRL Content constitutes investment advice.

Neither VRL nor any of its respective subsidiaries, divisions, affiliates, agents or representatives shall be liable to you or any third party for any loss or injury arising out of the information or any actions taken or not taken in response to any information or your use of (or inability to use) this service.

VRL endeavours to ensure that all communications, including the contents of the Site, are free from infection by viruses or anything else which has contaminating or destructive properties, but makes no warranty about this.

5.       Third parties

Alongside VRL Content, VRL may display advertising and other material submitted by third parties. Advertisers are responsible for ensuring that material submitted for inclusion complies with national and international law. VRL is not responsible for any error, omission or inaccuracy in advertising or other material.

Some links in VRL Content can lead to resources maintained by third parties over whom VRL has no control. VRL accepts no responsibility or liability for any of this material.

6.       Subscription services

Some VRL Content is available by subscription (“Subscription Content”) and is available to you only once you have paid the appropriate fees and signed a contract (“Subscription Agreement”).

For more information about your specific subscription options and fees, see the terms and conditions that you signed up to with your order, or contact Customer Services on customer.services@vrlfinancialnews.com.

6.1 Your order

Access to Subscription Content will only be activated once we have processed your order and received payment. We will notify you once your payment has been received and you are able to access Subscription Content.

As part of the order process you are required to provide us with information about yourself and the company you work for, as well as payment information. By providing this information you agree to us maintaining this information for the processing and management of your account with us. We may also use it to provide you with information about other VRL services relevant to you, either from ourselves or carefully selected third parties. Email DataAdmin@vrlfinancialnews.com if you do not wish to receive this marketing information.

6.2 Subscription levels

VRL provides Subscription Content in a range of formats. Depending on the level of your subscription, you will be provided with access to one or more of the following services:

  • Online subscription – access to subscriber-only articles and analysis through the publication’s website, which is part of the VRL portal. Subscriber access is by login or direct access, depending on the access method you order.
  • Print subscription – a printed copy of a publication, posted to an address you provide to us.
  • PDF subscription – access to a PDF copy of the publication distributed via the publication’s website, which is part of the VRL portal. Subscriber access is by login or direct access, depending on the access method you order.

6.3 Access to Subscription Content

Where we provide you with a username and password, this is for single user access, for personal use by you only. You must not allow other people to access the system using your username and password, as this is a breach of the terms and conditions for VRL Content that you have agreed to. If you believe that your password security has become compromised, contact Customer Services who will reset it for you.

Where we provide you with a PDF file of Subscription Content, this is a single user licence unless otherwise purchased, for personal use by you only. You must not allow other people access to this PDF as this is a breach of the terms and conditions for VRL Content that you have agreed to.

Where we provide you with Direct Access to Subscription Content, the access licence we grant you covers the number of people or business entities that we agreed to when we accepted your order. To implement your order for Direct Access, you or your IT department will need to provide us with a small amount of technical but non-confidential information about your IT network. Without this information we are unable to set up the service.

We monitor Subscription Content for usage that exceeds the agreed rates. We do provide multi-user subscription options for all these access methods, contact customer.services@vrlfinancialnews.com for more information.

6.3.1 Existing subscribers to IAB

Subscription to International Accounting Intelligence (IAI) is contigent upon the customer having also subscribed to IAB. Whilst an existing customer may have a larger subscription (by value and/or access) to IAB than IAI, the existing IAB subscription must always be equal to or greater than the subscription to IAI.

6.4 Termination

If you no longer wish to access Subscription Content then you should notify Customer Services and we will disable your username or stop your Direct Access. There is no refund available for any time remaining on your Subscription Content.

In the unlikely event that VRL needs to terminate your Subscription Agreement then we will notify you using the contact details you provide us with during the order process. If your contact details change then you should notify Customer Services at customer.services@vrlfinancialnews.com

If we reasonably believe that Subscription Content is being accessed by more users than licensed, VRL reserves the right to cancel access rights and terminate the Subscription Agreement.

7. One-off purchases

Some VRL Content is available for one-off purchase (“Paid-for Content”).

Access to Paid-for Content will only be activated once we have processed your order and received payment. We will notify you once your payment has been received and you are able to access the content.

Unless otherwise agreed with us, Paid-for Content is for your personal use and cannot be distributed. We monitor Paid-for Content to detect usage that exceeds the number of licenses agreed. We do provide multi-user licences for Paid-for Content – contact Customer Services on customer.services@vrlfinancialnews.com.

As part of the order process you are required to provide us with information about yourself and the company you work for, as well as payment information. By providing this information you agree to us maintaining this information for the processing and management of your account with us. We may also use it to provide you with information about other VRL services relevant to you, either from ourselves or carefully selected third parties. Email DataAdmin@vrlfinancialnews.com if you do not wish to receive this marketing information.

8.       Force Majeure

Financial News Publishing Ltd shall have no liability for any interruption or delay in access to the Site irrespective of the cause.

9.       This Agreement

This agreement is governed by UK law. The UK courts will have exclusive jurisdiction over any disputes arising under this agreement.

4 February 2011